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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
Exactly how many islands are included in the group called the 1000 Islands?
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| A |
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State. |
 See More Real Estate Trivia > |
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Jennifer Venable
Portland Home Experts - John L Scott
1800 NW 167 Place
Suite #100
Beaverton, OR 97006
Jennifer Office: 503-645-7433 ext, 245
Jennifer's Cell: 503-889-6472
Fax: 503-645-3049
Jennifer's E-mail: jenniferv@johnlscott.com
We can't wait to work with you! Whatever you need, we can help! Whether you're a first-time home buyer or seasoned investor you will find your experience working with us a pleasure!
Are you moving from out of the area? Whatever we can do to to make your transition to the Portland area smoother, you let us know! We can do a ton to make your life easier!
New Construction? We have a wonderful builder who does amazing custom construction as you can see if you peruse through some of our listings.
Are you an Investor???? ....we have a unique niche in helping people who are credit challenged but mortgage capable to get into their first or sometimes subsequent home through a lease option program. We also come across several properties that's seller's need to sell quickly, great for rentals and seller's in distress who need to sell asap.
Are you looking for a home with instant equity??? ... If you would like to know about these homes in advance please contact us.
We would love to work with you and help you attain your real estate dreams! Please send us an email or phone call, we look forward to meeting you!
Jennifer  
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